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Don’t get FOMO!

The application is easier
than you’d believe!

Making an application online for a Festival Loan is fast and simple. We’ve built a smart application system that can assess your loan application quickly and have the money in your bank account. If you choose to make a fast cash loan application, you could be approved and have the loan funds in your bank account in the same day!!!! Obviously subject to lending criteria but it’s definitely something we can do! Looking for a #instantcashloans #fastcashloans or #smallcashloans then this is the place to ask some questions!

Subject to lending criteria and suitability checks. Terms and fees apply. Loans between $500 and $5,000.Payment made within 1 hour for contracts approved and accepted by 2pm AEST on business days. Subject to your Financial Institution.

HOW IT WORKS

Step 1

The first step is to complete the easy online application. There aren’t as many steps as you think! Plus it’s automated to supply your information. With your permission of course!

Step 2

The second step is automated through our intelligent software that can give you a decision in a mere matter of minutes! We think that’s pretty fast!

Step 3

The third and final step could see your loan, sitting in your bank account, ready to use. Now that’s a simple process!

APPLY NOW

Subject to lending criteria and suitability checks. Terms and fees apply.

Festival Loans Logo

Don’t fear! We would love for you to go to that festival. That’s why we’ve created this easy online application.

APPLY NOW

Subject to lending criteria and suitability checks. Terms and fees apply.

Fees & charges

Fees and charges are made crystal clear so you’re always Ready in a Flash!

Mini Flash Loan Fees
(If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply
 

Super Flash Loan Fees
(If the principal amount you borrow in between $2,001 and $5,000)You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply

Mini Flash Loan Fees
(If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply
 

Mini Flash Loan Fees

Loan Fees And Charges 
Establishment Fee
Payable once off per loan
20% of principal
Monthly Loan Fee
Where there is an outstanding debt balance, charged per month of part thereof
4% of principal per month
Fees that may apply 
Dishonour Fee
Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable
$20.00
Default Fee
Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default
$5.00
APPLY NOW
Subject to lending criteria and suitability checks. Terms and fees apply.

Super Flash Loan Fees
(If the principal amount you borrow in between $2,001 and $5,000)You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply

Super Flash Loan Fees

Loan Fees And Charges 
Establishment Fee
Payable once off per loan
$400.00
Interest Rate
This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan
47.6185% p.a.
Comparison rate*65.6597% p.a.
Fees that may apply 
Dishonour Fee
Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost
$20.00
Reschedule Fee
Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs
$20.00
APPLY NOW
Subject to lending criteria and suitability checks. Terms and fees apply.
APPLY NOW
Subject to lending criteria and suitability checks. Terms and fees apply.
APPLY NOW
Subject to lending criteria and suitability checks. Terms and fees apply.

Do you need a loan for something else?

Do you need a loan for something else?